The whole earning plan,
on-chain and out in the open.
CoinX is a non-custodial USDT referral network on BNB Chain. Every activation splits three ways — direct, network, and reward clubs — and an audited smart contract pays you in USDT the second someone joins. From just $5. The same rules for everyone. Here is every number, in full.
Start from $5 · Paid in USDT · Earnings depend on real joins
100% reaches members and clubs. Nothing kept back.
Every join, split three ways.
When someone activates a package in USDT, the smart contract divides that activation three ways — by fixed on-chain rules, the same for everyone — and the three shares add up to exactly 100%. No promo cut, no hidden fee.
61%
Direct income
The biggest share — paid instantly to you, the direct sponsor, the moment your referral activates.
27%
Network / Level income
Flows up the forced 3-wide matrix through nine levels, tapering with depth.
12%
Reward Clubs
Funds four weekly reward pools active members share — every join feeds all four at once.
61 + 27 + 12 = 100
Because your direct referral is also your Level-1 in the matrix, a direct join can pay you up to 65% of that activation — instantly.
Direct income · paid the instant they activate
A friend joins your link — 61% comes straight to you.
61%
to you, the instant a friend joins
When someone joins through your invite link, 61% of their package price is sent to you instantly, in USDT, straight to the wallet only you control — no waiting, no claiming, no approval. Your direct referral is also your Level-1 in the matrix, which pays an additional 4% — so a direct join effectively pays you up to 65% of that activation.
$100 Dolphin join
$61 direct + $4 Level-1 = $65
$400 Whale join
$244 direct + $16 Level-1 = $260
Every figure stays inside the 3× ceiling of the package you hold. Example, not guaranteed; earnings depend on real joins.
3-wide matrix · 9 levels · auto-spillover
Your link doesn't stop at the people you invite.
The 27% network share walks up a forced 3-wide matrix, nine levels deep. Each position holds three slots; once they fill, further joins auto-spill down to your team — you never lose a join to a full row.
Pick a package — see what each level pays
| Level | Members | Rate | Income this level | Running total |
|---|---|---|---|---|
| Level 1 | 3 | 4% | $12.00 | $12.00 |
| Level 2 | 9 | 3% | $27.00 | $39.00 |
| Level 3 | 27 | 3% | $81.00 | $120.00 |
| Level 4 | 81 | 3% | $243.00 | $363.00 |
| Level 5 | 243 | 3% | $729.00 | $1,092.00 |
| Level 6 | 729 | 3% | $2,187.00 | $3,279.00 |
| Level 7 | 2,187 | 3% | $6,561.00 | $9,840.00 |
| Level 8 | 6,561 | 3% | $19,683.00 | $29,523.00 |
| Level 9 | 19,683 | 2% | $39,366.00 | $68,889.00 |
| Total | 29,523 | 27% | $68,889.00 | $68,889.00 |
Full-matrix potential
$68,889.00
if all 9 levels fill 3-wide on the $100 package
Your earning cap (3×)
$300
reach it, then retopup to restart the cycle
The income column is the matrix's structural potential if every level fills 3-wide — it is not a guarantee. Your real earnings on each package are capped at 3× (shown above); you reach the cap and retopup to keep earning. Auto-spillover from upline activity helps your matrix fill, but earnings depend on real activity.
Start at the price of a coffee. Climb when you're ready.
Eight packages, $5 to $400. Earn up to 3× on each.
Every package unlocks the same instant link and the same three income streams. The $400 Whale is the Investor tier. The bigger the package, the higher the ceiling.
$5
Shrimp
Earn up to 3×
$15
$10
Crab
Earn up to 3×
$30
$25
Fish
Earn up to 3×
$75
$50
Stingray
Earn up to 3×
$150
$100
Dolphin
Earn up to 3×
$300
$150
Shark
Earn up to 3×
$450
$250
Orca
Earn up to 3×
$750
$400
Whale
Earn up to 3×
$1,200
| You activate | Break-even (1×) | Earns up to (3×) |
|---|---|---|
| $5 Shrimp | $5 | $15 |
| $10 Crab | $10 | $30 |
| $25 Fish | $25 | $75 |
| $50 Stingray | $50 | $150 |
| $100 Dolphin | $100 | $300 |
| $150 Shark | $150 | $450 |
| $250 Orca | $250 | $750 |
| $400 Whale | $400 | $1,200 |
Own and max all eight ($990 activated) → up to $2,970 at 3×, plus weekly club pool rewards on top.
Independent income
Each package runs its own earning cycle and its own matrix, in parallel.
300% (3×) cap
Total earnings per package — direct + level + club — cap at 3× what you paid.
Unlimited retopup
Hit 3×, renew to restart the cycle and keep earning — as many times as you like.
Step-up ladder
Climb the eight packages as you grow; a higher package opens a higher ceiling.
Reward clubs · the passive layer
Four clubs. Every join feeds all four.
12% of every join — anywhere in CoinX, at any package — feeds all four reward pools at once (split 3.0 / 2.5 / 3.0 / 3.5%). Pools pay out weekly, in USDT, automatically. No claiming, ever.
3.0%
weekly pool
Starter Club
Covers the $5 + $10 starters
How to qualify
Own the $10 package, then bring 3 active friends on it.
2.5%
weekly pool
Growth Club
Covers the $25 + $50 starters
How to qualify
Own the $50 package, then bring 3 active friends on it.
3.0%
weekly pool
Pro Club
Covers the $100 + $150 starters
How to qualify
Own the $150 package, then bring 3 active friends on it.
3.5%
weekly pool
Elite Club
Covers the $250 + $400 starters
How to qualify
Own the $400 package, then bring 3 active friends on it.
Don't want to invite anyone? The $400 Whale (Investor tier) is in all four clubs automatically — no referrals needed. Earn passively from every weekly pool the moment you join.
See the Investor tierExamples, not promises. The math is exact.
Introduce 3 people. See exactly what the math pays.
If 3 people activate the same package through your link, here is what you earn — per package, to the cent. Each direct join pays Direct 61% + Level-1 4% = up to 65%.
| Activate | Direct (61% ×3) | Level-1 (4% ×3) | First-level total | Clubs unlocked |
|---|---|---|---|---|
| $5 Shrimp | $9.15 | $0.60 | $9.75 | — |
| $10 Crab | $18.30 | $1.20 | $19.50 | Starter Club |
| $25 Fish | $45.75 | $3.00 | $48.75 | — |
| $50 Stingray | $91.50 | $6.00 | $97.50 | Growth Club |
| $100 Dolphin | $183.00 | $12.00 | $195.00 | — |
| $150 Shark | $274.50 | $18.00 | $292.50 | Pro Club |
| $250 Orca | $457.50 | $30.00 | $487.50 | — |
| $400 Whale | $732.00 | $48.00 | $780.00 | All 4 (Investor) |
$5 Shrimp
$9.75
Direct ×3
$9.15
Level-1 ×3
$0.60
Clubs
—
$10 Crab
$19.50
Direct ×3
$18.30
Level-1 ×3
$1.20
Clubs
Starter Club
$25 Fish
$48.75
Direct ×3
$45.75
Level-1 ×3
$3.00
Clubs
—
$50 Stingray
$97.50
Direct ×3
$91.50
Level-1 ×3
$6.00
Clubs
Growth Club
$100 Dolphin
$195.00
Direct ×3
$183.00
Level-1 ×3
$12.00
Clubs
—
$150 Shark
$292.50
Direct ×3
$274.50
Level-1 ×3
$18.00
Clubs
Pro Club
$250 Orca
$487.50
Direct ×3
$457.50
Level-1 ×3
$30.00
Clubs
—
$400 Whale
$780.00
Direct ×3
$732.00
Level-1 ×3
$48.00
Clubs
All 4 (Investor)
A club unlocks only when you own its claim package and your 3 referrals own it too; $5, $25, $100 and $250 unlock no club on their own. The $400 Whale is in all four automatically. Then your matrix keeps paying across all 9 levels as your team grows, up to the 3× ceiling per package — then retopup. Weekly club pool income stacks on top.
Run your own numbersExample — depends on real activity; earnings capped at 3× per package; not guaranteed. No joins through your link, no earnings. This is not a trading or staking return.
Six reasons the plan stands up
Everything you get from one $5 link.
Up to 3× on every package
Each package earns up to 3× what you put in — direct, network, and clubs combined. Hit the ceiling, then renew or step up.
Auto-spillover, passive growth
A 3-wide, 9-level matrix where overflow spills down from above. Your team can grow from activity you didn't create.
Instant USDT
Direct and network income settle the moment a join confirms — a digital dollar, straight to your wallet, no claiming.
Non-custodial
Your USDT only ever sits in a wallet you control. The contract never holds your funds — money moves wallet to wallet.
Low $5 entry
Start at the price of a coffee. The same instant link and three income streams unlock from the first package.
Weekly club pools
12% of every join feeds all four reward clubs. Qualify and you share that pool every week, automatically.
Figures shown across this plan are worked examples, not guarantees. Earnings are entirely activity-driven and capped at 3× per package — then you renew to keep earning. This is not a trading return.
Verify the contract & every payout on BscScanYou've seen the whole plan.
Now claim your link.
From $5 in USDT. Share your link, or activate the Investor tier and let the pools pay you. An audited smart contract settles every payout the second a join confirms — straight to a wallet only you control.
Prefer it in plain English? Read /how-it-works
Non-custodial · Audited · Instant USDT · Earnings depend on real joins · Up to 3× per package, then renew